/* Cluster C — "claims file" theme: warm paper, manila, deep navy ink */
:root{
  --paper:#faf5e9;
  --paper2:#f3ead3;
  --manila:#e8d5a8;
  --manila-dark:#c9a95c;
  --ink:#1b2a4a;
  --ink-soft:#33436b;
  --body:#2e2a22;
  --line:#d8c99e;
  --accent:#8a6d2f;
  --stamp:#7a2e1d;
  --card:#fffdf6;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--body);
  font-family:"Segoe UI",system-ui,-apple-system,Arial,sans-serif;
  font-size:17px;line-height:1.65;
}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--ink);line-height:1.25}
h1{font-size:2.1rem;margin:.2em 0 .5em}
h2{font-size:1.5rem;margin:1.4em 0 .5em;border-bottom:2px solid var(--manila);padding-bottom:.25em}
h3{font-size:1.15rem;margin:1.2em 0 .4em}
a{color:var(--ink-soft);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--accent)}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
/* header */
header.top{
  background:var(--ink);color:#f5efdd;
  border-bottom:6px solid var(--manila-dark);
}
header.top .wrap{display:flex;align-items:center;gap:16px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
header.top img.logo{height:52px;width:auto;background:#fffdf6;border-radius:6px;padding:4px}
header.top .brand{font-family:Georgia,serif;font-size:1.25rem;font-weight:700;letter-spacing:.02em}
header.top .brand small{display:block;font-family:"Segoe UI",system-ui,sans-serif;font-weight:400;font-size:.8rem;color:var(--manila);letter-spacing:.12em;text-transform:uppercase}
header.top .call{margin-left:auto;font-size:.95rem}
header.top .call a{color:#fff;font-weight:700;text-decoration:none;border:1px solid var(--manila-dark);padding:7px 14px;border-radius:4px}
nav.main{background:var(--paper2);border-bottom:1px solid var(--line)}
nav.main .wrap{display:flex;flex-wrap:wrap;gap:4px;padding-top:8px;padding-bottom:8px}
nav.main a{
  text-decoration:none;color:var(--ink);font-size:.9rem;font-weight:600;
  padding:6px 11px;border-radius:4px 4px 0 0;
}
nav.main a:hover{background:var(--manila);color:var(--ink)}
/* breadcrumbs */
.crumbs{font-size:.85rem;color:#6d6249;margin:18px 0 4px}
.crumbs a{color:var(--ink-soft)}
/* hero / file card */
.hero{
  background:var(--card);border:1px solid var(--line);border-top:14px solid var(--manila);
  border-radius:4px;padding:28px 30px;margin:22px 0;box-shadow:0 2px 8px rgba(27,42,74,.08);
}
.hero img.banner{width:100%;height:auto;border-radius:4px;margin-bottom:18px;border:1px solid var(--line)}
.kicker{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);font-weight:700}
.stamp{
  display:inline-block;border:2px solid var(--stamp);color:var(--stamp);
  padding:2px 10px;border-radius:3px;font-size:.78rem;font-weight:700;letter-spacing:.08em;
  text-transform:uppercase;transform:rotate(-1.5deg);margin:6px 0;
}
.card{background:var(--card);border:1px solid var(--line);border-radius:4px;padding:20px 24px;margin:18px 0}
.note{background:var(--paper2);border-left:5px solid var(--manila-dark);padding:14px 18px;margin:18px 0;font-size:.95rem}
.warn{background:#f8ece4;border-left:5px solid var(--stamp);padding:14px 18px;margin:18px 0;font-size:.95rem}
.steps{counter-reset:step;list-style:none;padding:0}
.steps li{
  position:relative;padding:14px 16px 14px 64px;background:var(--card);
  border:1px solid var(--line);border-radius:4px;margin:10px 0;
}
.steps li::before{
  counter-increment:step;content:"STEP " counter(step);
  position:absolute;left:0;top:0;bottom:0;width:48px;background:var(--manila);
  color:var(--ink);font-size:.62rem;font-weight:700;letter-spacing:.05em;
  display:flex;align-items:center;justify-content:center;text-align:center;
  border-right:1px solid var(--line);writing-mode:vertical-rl;
}
ul.tight li{margin:.3em 0}
table{border-collapse:collapse;width:100%;margin:16px 0;background:var(--card)}
th,td{border:1px solid var(--line);padding:9px 12px;text-align:left;font-size:.95rem;vertical-align:top}
th{background:var(--manila);color:var(--ink);font-family:Georgia,serif}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:700px){.grid{grid-template-columns:1fr}}
.grid .card{margin:0}
.grid .card h3{margin-top:0}
main{padding-bottom:34px}
/* checklist tool */
.scorebar{
  position:sticky;top:0;background:var(--ink);color:#f5efdd;
  padding:12px 18px;border-radius:0 0 6px 6px;z-index:5;
  display:flex;gap:18px;align-items:center;flex-wrap:wrap;
}
.scorebar .count{font-family:Georgia,serif;font-size:1.3rem;font-weight:700}
fieldset{
  border:1px solid var(--line);background:var(--card);border-radius:4px;
  margin:18px 0;padding:14px 20px 18px;
}
legend{
  font-family:Georgia,serif;font-weight:700;color:var(--ink);
  background:var(--manila);padding:3px 12px;border:1px solid var(--line);border-radius:3px;font-size:1rem;
}
.check{display:block;padding:7px 8px;border-bottom:1px dashed var(--line);cursor:pointer}
.check:last-child{border-bottom:none}
.check input{margin-right:10px;transform:scale(1.15)}
.check small{display:block;margin-left:28px;color:#6d6249;font-size:.83rem}
button.print{
  background:var(--ink);color:#fff;border:none;padding:11px 22px;border-radius:4px;
  font-size:1rem;cursor:pointer;font-weight:600;
}
button.print:hover{background:var(--ink-soft)}
/* footer */
footer{
  background:var(--ink);color:#e9e2cc;margin-top:10px;
  border-top:6px solid var(--manila-dark);
}
footer .wrap{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:26px;padding-top:26px;padding-bottom:26px}
@media(max-width:700px){footer .wrap{grid-template-columns:1fr}}
footer h3{color:var(--manila);font-size:1rem;margin-top:0}
footer a{color:#e9e2cc}
footer img.logo{height:44px;width:auto;background:#fffdf6;border-radius:6px;padding:4px;margin-bottom:10px}
footer p{margin:.3em 0;font-size:.92rem}
.footline{border-top:1px solid #33436b;padding:12px 0;font-size:.8rem;color:#b9c0d4;text-align:center}
@media print{
  header.top,nav.main,.crumbs,.scorebar,button.print,footer{display:none}
  body{background:#fff;font-size:12pt}
  fieldset,.card,.hero{border-color:#999;box-shadow:none}
}